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GoalCalcsTerms of Use for GoalCalcs.com
Last Updated: September 29, 2026
Please read these Terms of Use ("Terms") carefully before using the https://goalcalcs.com/ website (the "Service") operated by GoalCalcs.com ("us", "we", or "our"). By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not use the Service.
Calculators and Planning Tools Are Not Financial Advice
Everything on GoalCalcs — the calculators, the Debt Payoff Planner, and the My Accounts tracking features — is provided for informational and educational purposes only. The results are estimates computed from the numbers you enter. They are not financial, lending, investment, tax, or legal advice, they are not an offer of credit, and they will not exactly match your lender's figures, which depend on payment timing, fees, compounding conventions, and terms we cannot see. Always verify important numbers with your lender or financial institution, and consult a qualified financial professional before making financial decisions.
Accounts and Sign-In
Most of the Service works without an account. If you sign in with Attereon ID to save your work, you are responsible for the security of that sign-in method and for the activity that happens under your account. You agree to provide accurate information and to use your account for yourself.
Your Data
The numbers and names you enter — saved calculations, your financial profile, and tracked accounts — remain yours. You grant us the limited right to store and process them solely to operate the Service for you (for example, to save them, sync them to your devices, and compute your results). The figures you track in My Accounts are self-reported by you; we never connect to your bank or lender and cannot verify them. You can export a copy of your data or permanently delete your account at any time from your profile page. How we collect and handle data is described in our Privacy Policy.
Share Links
Some tools let you create a link that carries the values you entered so someone else can see your scenario. You decide what to put in a shared link and who to send it to; anyone with the link can see the information it carries.
Acceptable Use
You agree not to use the Service in a way that breaks the law, to attempt to access data belonging to other users, to interfere with or disrupt the Service, to circumvent its security or access rules, or to scrape, harvest, or bulk-download the Service's content or data by automated means.
Intellectual Property
The Service and its original content, features, and functionality are and will remain the exclusive property of GoalCalcs.com and its licensors. This does not include the data you enter, which is covered under "Your Data" above.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by GoalCalcs.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services, and we are not liable for any damage or loss caused by your use of or reliance on them.
Termination
You can stop using the Service, or delete your account and its data, at any time. We may suspend or terminate access to the Service for conduct that violates these Terms or harms the Service or its users.
Disclaimer
The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. We do not warrant that the Service will be uninterrupted, error-free, or that results will be accurate or reliable.
Limitation of Liability
In no event shall GoalCalcs.com, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service, including reliance on any calculation, forecast, or plan; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.
Changes
We may modify these Terms from time to time. We will post the updated Terms on this page and update the "Last Updated" date above. Continuing to use the Service after changes take effect means you accept the revised Terms.
Contact Us
If you have any questions about these Terms, please contact us:
goalcalcs@gmail.com, or see the contact page.